IMPORTANT — WHO WE ARE: Small Business Loans Today is NOT a bank, lender, broker, or financial advisor. We are an independent affiliate marketing publisher. We do not accept loan applications, make credit decisions, or guarantee approval.
Effective Date: May 1, 2026 | Last Updated: May 1, 2026
Please read these Terms carefully before using this website. By accessing https://www.small-business-loans-today.com/ (the “Site”), you agree to be bound by these Terms.
1. Acceptance and Eligibility
By using the Site, you represent you are at least 18, a U.S. resident, have legal authority to agree to these Terms, and will comply with all applicable laws.
2. Nature of Our Services
2.1 We Are an Affiliate Publisher, Not a Lender
Small Business Loans Today publishes educational content about small business financing and provides referral links to third-party Financing Partners. We receive compensation when visitors take certain actions with those partners.
We expressly DO NOT: operate as a bank, lender, or broker; hold any lending license; accept, underwrite, or fund loans; make credit decisions; guarantee approval on any terms.
2.2 Your Relationship With Financing Partners
Clicking a referral link takes you to a third-party partner’s site. We are not responsible for their underwriting, pricing, data practices, or any dispute arising from your interaction with them.
3. No Financial Advice
All content is for general informational purposes only — not financial, legal, or tax advice. Rate examples are illustrative estimates. Always verify with lenders and consult qualified professionals.
4. Advertising and Compensation Disclosure
Per FTC Endorsement Guides (16 CFR Part 255): we receive compensation from Financing Partners per click, lead, or funded loan. This influences which products and partners are featured. We do not cover every available lender. See our Advertising Disclosure.
5. Acceptable Use
You agree not to use the Site unlawfully, use automated scraping tools, submit false information, impersonate others, or reproduce Site content without permission.
6. Intellectual Property
All Site content is owned by Small Business Loans Today or its licensors. You receive a limited, non-exclusive license for personal, non-commercial viewing only.
7. No Warranties
THE SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
8. Limitation of Liability
OUR TOTAL LIABILITY FOR ALL CLAIMS WILL NOT EXCEED $100. WE ARE NOT LIABLE FOR INDIRECT, CONSEQUENTIAL, OR PUNITIVE DAMAGES.
9. Dispute Resolution & Arbitration
Disputes will be resolved by binding individual arbitration under AAA Consumer Arbitration Rules in Wake County, North Carolina. CLASS ACTION WAIVER: you may only bring claims in your individual capacity. You may opt out within 30 days of first accepting these Terms.
10. Governing Law
These Terms are governed by the laws of North Carolina. Permitted judicial proceedings will be in Wake County, NC.
11. Contact
Small Business Loans Today
7283 NC Hwy 42 W, Raleigh, NC 27603
Email: info@small-business-loans-today.com
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