About Small Business Loans Today
Small Business Loans Today is an independent editorial resource for U.S. business owners exploring how to finance their operations. We publish research-driven guides, lender-program explainers, industry-specific financing overviews, and a comprehensive glossary of lending terminology — all written and reviewed by an editorial team with hands-on experience in commercial banking, SBA-lender operations, and small-business credit analysis. Our goal is to be the clearest, most useful, and most trustworthy source of small-business lending information on the web for owners who are figuring things out for themselves.
What We Do
We do not lend money. We do not underwrite applications, hold licenses to originate credit, or service any loans directly. What we do is research, write, and publish independent editorial content about the U.S. small-business lending market — including SBA 7(a), SBA 504, and SBA Express programs; equipment financing; working capital loans; business lines of credit; merchant cash advances; invoice factoring; and industry-specific financing options across restaurants, construction, retail, healthcare, transportation, and dozens of other verticals. Where our content helps a reader identify what kind of financing might fit their situation, we may direct them to a lender-marketplace partner (see our affiliate and advertising disclosure).
Our Editorial Standards
Every article on this site is written by a named contributor and reviewed by a second member of the editorial team before publication. All numerically-specific claims — interest rates, program limits, credit-score thresholds, statistics — are verified against a primary authoritative source (typically SBA.gov, the Federal Reserve, the Consumer Financial Protection Bureau, or the Internal Revenue Service) and linked in-line where the claim appears. The full details of our review process — including our AI-assisted drafting disclosure, corrections policy, and content-versioning practice — live on our Editorial Policy page.
Meet the Editorial Team
Marcus Webb, CLP
Editor-in-Chief
Certified Lender Professional with a career in commercial banking and SBA-lender operations. Marcus oversees editorial direction and final content approvals.
Diana Chen, MBA
Senior Financial Editor
MBA in finance with a background as a credit analyst and commercial loan officer. Diana leads our lender-review methodology and SBA program coverage.
Robert Okafor, SBFL
Small Business Finance Lead
Small Business Finance Liaison advising minority-owned and underserved businesses on accessing capital. Robert authors our step-by-step application guides.
Sarah Kim
Research and Compliance Editor
Monitors regulatory developments and coordinates our quarterly content audit. Sarah ensures all published content aligns with current federal and state lending guidelines.
What We Do Not Do
Small Business Loans Today does not accept payment from lenders in exchange for favorable coverage, higher rankings in comparison tables, or removal of critical information from our reviews. Our editorial and commercial operations are separated by policy. Contributors are prohibited from holding undisclosed financial interests in any lender or product they cover. When we make a factual error, we correct it in place and note the correction date — regardless of any commercial relationship that might exist.
How We Fund Editorial Operations
When a reader clicks a “Check My Loan Options” call-to-action and subsequently applies for or receives a financial product through a lender-marketplace partner, we may earn a referral commission. These commissions fund our writers, editors, research, and hosting. They do not shape our coverage. Every affiliate link on the site is marked with rel="sponsored noopener" so search engines and screen readers can identify it as compensated. See our full affiliate and advertising disclosure for details.
Where to Find Us
Small Business Loans Today
7283 NC Hwy 42 W
Raleigh, NC 27603
Editorial and correction requests: editorial@small-business-loans-today.com
General inquiries: info@small-business-loans-today.com
Full contact form: /contact/
Corrections and Feedback
If you spot a factual error, an outdated rate, or content that appears misleading, please email editorial@small-business-loans-today.com. We review correction requests within five business days. Material corrections to previously published content are noted with a correction date in the article. We treat corrections as a trust obligation, not a reputational risk to manage.
Frequently Asked Questions
Who runs Small Business Loans Today?
Small Business Loans Today is published by a small editorial team with backgrounds in commercial banking, SBA-lender operations, and small-business credit analysis. Our editors are named on every article and listed with their credentials in our editorial policy. The site is not owned or operated by any lender or lender-marketplace — we are an independent publisher.
Do you lend money directly?
No. Small Business Loans Today is an editorial publication, not a lender. We do not originate credit, hold any state or federal lending license, service loans, or take applications directly. Our role is to research and publish independent guides that help small-business owners understand the U.S. lending market and choose the right financing type for their needs.
How do you make money?
When a reader clicks a “Check My Loan Options” call-to-action and subsequently applies for or receives a financial product through one of our lender-marketplace partners, we may earn a referral commission. These commissions fund our editorial operation. They do not shape our coverage — our editorial team is separated from our commercial operations by policy, and every affiliate link on the site is marked with rel="sponsored noopener" for search-engine and reader transparency. See our full affiliate and advertising disclosure.
How can I report a factual error or outdated rate?
Email editorial@small-business-loans-today.com with the article URL and the specific claim you believe is inaccurate. We review every correction request within five business days. Material corrections to previously-published content are noted in the article itself with a correction date. See our corrections and reader feedback policy for the full process.
Sources referenced on this page
Authoritative references consulted for lender-program details, rate ranges, and eligibility requirements discussed above. See our research sources policy for how we verify claims.