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By Diana Chen — SBA program specialist

Published May 1, 2026

Updated July 2, 2026

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Diana Chen
MBA, Small Business Finance Specialist

MBA Finance (Duke Fuqua), 9 years bank credit analysis and loan underwriting

Diana Chen holds an MBA in Finance from Duke University Fuqua School of Business and spent 9 years as a credit analyst and commercial loan officer at two regional banks. She focuses on SBA lending programs, underwriting standards, and business creditworthiness. Contributor to the NSBA resource library.

All content is reviewed against SBA, Federal Reserve, and CFPB guidelines. Small Business Loans Today is an independent affiliate publisher — not a lender or broker.

Sources referenced on this page

Authoritative references consulted for lender-program details, rate ranges, and eligibility requirements discussed above. See our research sources policy for how we verify claims.