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Small Business Financing Resource

Types of Small Business Loans — Compare All Options

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We connect you with lenders — we don’t lend. Your offer comes from a lender, not us.

No hard credit pull Multiple lenders compared Takes 90 seconds Decisions in 24 hours
Free matching service — not a lender No hard credit pull to see options 40+ lenders compared Decisions as fast as 24 hours

Find the right loan type for your situation. We compare 40+ lending partners to match you with the best options — no hard credit pull, no commitment. We are not a lender — your offer comes from a lender.


💰
Working Capital Loans
Fund operations, payroll, and inventory
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🏛️
SBA Loans
Government-backed, lowest rates
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⚙️
Equipment Financing
Finance machinery and vehicles
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💳
Business Line of Credit
Revolving capital when needed
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📊
Merchant Cash Advance
Based on card sales, not credit
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📄
Invoice Factoring
Unlock unpaid invoices now
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📅
Business Term Loans
Fixed payments, planned growth
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🚀
Startup Business Loans
New businesses and pre-revenue
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Bad Credit Business Loans
500+ credit score accepted
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Fast Business Loans
24-72 hour funding
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🌉
Bridge Loans
Short-term gap financing
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🏢
Commercial Real Estate
Office, retail, industrial
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🤝
Business Acquisition
Buy an existing business
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📦
Purchase Order Financing
Fund large orders upfront
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📈
Revenue-Based Financing
Repay as percentage of revenue
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🌱
Microloans
USD 5K-USD 50K for small needs
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Not sure which loan type fits?

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Disclosure: Small Business Loans Today is an affiliate publisher, not a lender. Rates and requirements vary by lender. All loan decisions are made by the lender. We receive compensation from lenders when users complete applications.

Diana Chen
MBA, Small Business Finance Specialist

MBA Finance (Duke Fuqua), 9 years bank credit analysis and loan underwriting

Diana Chen holds an MBA in Finance from Duke University Fuqua School of Business and spent 9 years as a credit analyst and commercial loan officer at two regional banks. She focuses on SBA lending programs, underwriting standards, and business creditworthiness. Contributor to the NSBA resource library.

All content is reviewed against SBA, Federal Reserve, and CFPB guidelines. Small Business Loans Today is an independent affiliate publisher — not a lender or broker.

Every Month Without Capital
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